The Patient Protection and Affordable Care Act (also known as the Affordable Care Act or Obamacare) was signed into law by President Obama in March of 2010. One aim of this health reform law is to make preventative care more accessible and affordable for many Americans.
One aspect of the Affordable Care Act is the requirement that all U.S. citizens and legal residents must have health insurance on January 1, 2014. If a person does not have health insurance, they may have to pay a penalty that will increase for every year that person is without insurance.
On October 1, 2013, the Health Insurance Marketplace opened up allowing individuals to view available insurance plans and select the plan that is right for them. To find out more about the Health Insurance Marketplace and to enroll in plans, please go to healthcare.gov or call 1-800-318-2596. TTY users should call 1-855-889-4325.
Healthcare.gov is the official website for consumer information about the Affordable Care Act. It includes information about the Health Insurance Marketplace, such as how to use the marketplace and how to enroll, as well as important dates and what your rights and protections are under the law.
What does Marketplace health insurance cover? includes a list of typical health services covered under insurance options available in the health insurance Marketplace.
Marketplace enrollment process is a 4 minute video that provides step-by-step instructions on how to find and enroll in a health care plan through the Marketplace.